FINANCING options

Wells Fargo financing

We offer a variety of Wells Fargo financing options, subject to approved credit. You can enjoy 6 or 12 months of special financing on your purchase, and it applies to all kinds of jewelry, not just diamond engagement rings.

*Subject to credit approval. Some restrictions apply.

Layaway

Layaway lets you choose the ring you want and make payments over time while it stays safe with us. There are no credit checks and no interest charges, because you do not take the ring home until it is paid in full.

This is a great option for couples who share accounts or for anyone trying to keep a surprise hidden. We do not mail statements for layaways, we simply ask that you make a payment every month and keep us updated.

• Typical maximum term of 180 days.
• At least 20 percent down payment.
• Flexible options if you need more time or a smaller deposit.

Combining financing and layaway

Many customers choose to combine layaway with Wells Fargo financing for extra flexibility. For example, if you are approved for 12 months of financing but do not plan to propose for three months, we can keep the ring on layaway during that time and start the financing when you are ready to pick it up.

Another option is to use layaway to pay down part of the balance before you finance. If your ring is 6,000 dollars and you are approved for 4,000 dollars, you can place the ring on layaway while you pay the remaining 2,000 dollars, then finance the 4,000 dollars when you pick up.

We also accept traditional forms of payment including cash, checks, and all major credit cards, including Discover and American Express. You can also recycle old gold, silver, platinum, and diamonds toward your purchase.